Terms and Conditions

Mulbrandon, Research, Design & Insights, LLC Terms and Conditions

Last Updated: 9/5/2013

This agreement contains all of the terms and conditions between Mulbrandon, Research, Design & Insights, LLC (“MRDI”) and you (“the user”) and governs the use of the services offered at the VisualizingEconomics.com Website (“the site”). Please read this agreement before using the site. Use of the site constitutes an agreement with the Terms and Conditions (this agreement), whether or not you register or make a purchase on the site, VisualizingEconomics.com. By using this site, all users do hereby represent, warrant, understand, agree to, and accept all terms and conditions contained herein. If you object to anything in this Agreement or the MRDI Privacy Policy, do not use the site. The Terms and Conditions are subject to change by MRDI at any time, effective upon posting on the VisualizingEconomics.com Website, and your use of the site after such posting will constitute acceptance by you of such changes.

1. Acceptance of Terms and Conditions

Your access to and use of VisualizingEconomics.com is subject exclusively to these Terms and Conditions. You will not use the Website for any purpose that is unlawful or prohibited by these Terms and Conditions. By using the Website you are fully accepting the terms, conditions, and disclaimers contained in this notice. If you do not accept these Terms and Conditions you must immediately stop using the Website.

2. Return/Refund Policy

Your satisfaction is our top priority. If you are unhappy with your purchase for any reason, we will accept returns of packages within 10 days of the sale date and issue a full refund. It’s that simple. Refunds are for product price only. Shipping is not included. All we ask is that the product is not used, is in the same condition you received it, and is in the original packaging. Unfortunately we cannot extend this return policy to resellers of our product. For any questions or concerns, please contact us at info@VisualizingEconomics.com.

3. Information

The Website may make available certain data, news, research, statistics, stories, photographs, and opinions or other information (collectively "information") that it has prepared itself or that has been independently obtained by other services and individuals, including news wires, statistics providers, journalists, authors, and other providers (collectively the "information providers"). We do not guarantee or certify the accuracy, completeness, timeliness, or correct sequencing of the Information made available through the site, the information providers, or any other third party transmitting the information (the "information transmitters"). You agree that neither MRDI, the information providers, nor the information transmitters shall be liable in any way for the accuracy, completeness, timeliness, or correct sequencing of the information, or for any decision made or action taken by you relying upon the information. You further agree that neither MRDI, the information providers, nor the information transmitters will be liable in any way for the interruption of any data, Information, or other aspect of the Website. You understand that none of the information available through the Website constitutes a recommendation or solicitation to take or not take any particular action.

4. Change of Use

MRDI reserves the right to:

change or remove (temporarily or permanently) the Website or any part of it without notice, and you confirm that MRDI shall not be liable to you for any such change or removal and change these Terms and Conditions at any time, and your continued use of the Website following any changes shall be deemed to be your acceptance of such change.

5. Links to Third Party Websites

The Website, VisualizingEconomics.com, may include links to third party Websites that are controlled and maintained by others. Any link to other Websites is not an endorsement of such Websites, and you acknowledge and agree that we are not responsible for the content or availability of any such sites.

6. Copyright

Unless otherwise noted, content, logos, designs, icons and text on this Website is owned by MRDI or its affiliates or agents and are licensed under CREATIVE COMMONS BY-NC. You may not copy, reproduce, republish, upload, post, transmit, or distribute in any way for commercial purposes without prior written permission

7. Disclaimers and Limitation of Liability

THIS WEBSITE IS PROVIDED BY MRDI ON AN "AS IS" AND "AS AVAILABLE" BASIS. MRDI MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS WEBSITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS WEBSITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS WEBSITE IS AT YOUR SOLE RISK. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, MRDI DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. MRDI DOES NOT WARRANT THAT THIS WEBSITE, ITS SERVERS, OR EMAIL SENT FROM THIS WEBSITE OR MRDI ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. MRDI WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS WEBSITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.

CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

8. Indemnification

You agree to indemnify and hold MRDI and its affiliates, officers, directors, members, shareholders, agents, employees, and licensors harmless from any claim or demand, including attorneys' fees, made by any third party arising out of your violation of these Terms.

9. Governing Law/Severability

These Terms shall be subject to and construed in accordance with the laws of the State of New Jersey, excluding its conflict of law principles. If any part of these Terms is unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions.

10. Contact Information

If you have any questions or need further information as to the site or products provided by MRDI, or need to notify MRDI as to any matters relating to the site or products please contact MRDI at:

info@visualizingeconomics.com

Mulbrandon, Research, Design & Insights, LLC

283 Barrow Street, Fl2

Jersey City, NJ 07302

USA

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