Federal Reserve

Nominal vs Real 3-Month Interest Rate: 1934-2008

by Catherine Mulbrandon

in VE Infographics

View Nominal vs Real 3-Month Interest Rate updated to 2010

I have plotted the 3-Month T-bills: Secondary Market rate (green line) vs the inflation adjusted (i.e. Real) 3-Month T-bills rate (orange) from Jan 1934-Sept 2008. The inflation number I used is CPI-U 3-month % change multiplied by 4.

{Click on the image to take a closer look}
Real Interest Rates magnifying glass

Data from Federal Reserve Bank of St. Louis

[tags]United States, Interest Rate[/tags]

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US Subprime Loans by State (January 2008)

by Catherine Mulbrandon

in Other

I found this interactive graphic on a site called Many Eyes displaying data about subprime loans by state. Click on the thumbnail to load the graph.

6/29/2008 I had to remove the interactive graph from my site because it was crashing the site search.

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US Inflation: Annual Percent Change (1774-2007)

by Catherine Mulbrandon

in History of the United States, VE Infographics

Here is the annual percent change of inflation (CPI) in the Untied States from 1774 to 2007, which I graphed in my previous post, but this time I added historical events to the graph: Wars, Banking Panics, Pegging Paper Money to the Gold and Silver Standard, Establishment of the Federal Reserve and the US Mint.

{Click on the image to take a closer look}
Inflation 1774-2007 magnifying glass

Data from MeasuringWorth.org

[tags]United States, Inflation[/tags]

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Has Middle America’s Wages Stagnated?

by Catherine Mulbrandon

in Growth of Income Inequality, VE Infographics

{Click on the image to take a closer look}
Avg Hourly Earnings magnafing glass

I found a Federal Reserve article that analyzed the change in Average Hourly Earnings for production and nonsupervisory workers. After adjusting for inflation using the Personal consumption expenditures (PCE) {instead of the Consumer Price Index-Urban Wage Earners and Clerical Workers (CPI-W)} and including an estimate for worker’s benefits, the author concluded that workers’ hourly earnings (wages plus benefits) actually increased by 16% over 30 years (1975-2005) rather than decreased. Here, I graphed the full history, 1964-2006, but used the approach laid out in the article to show the effect of inflation and benefits. BTW, if you earned $16.76 an hour in 2006 that gave you an annual income of $33,520 (assuming you worked full-time).

See also:
Average Income in the United States
Total Income of Top, Middle, & Bottom

[tags]income distribution, income inequality, Federal Reserve, wages, middle class[/tags]

Addendum: This was past on to me from a reader who found it on Marginal Revolution

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